Need Funding for Your Business?

24-Hour Business Funding Options

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Ready cash flow is essential for the survival of businesses worldwide. However, there may arise situations where business owners require an immediate influx of cash that goes beyond their regular operations.

Fortunately, some companies may be able to obtain the necessary funds they need through traditional banking channels. On the other hand, if you find yourself unable to qualify for a business loan due to past credit issues and a moderate credit rating, there are alternative online-lending organizations that can potentially help you, within 72 hours or less, if the need arises.

I am proud to be affiliated with three such reputable organizations that can cater to your urgent business funding needs, when you need it most. Each company has received exceptional ratings of 4+ on Trust Pilot, a testament to their unwavering commitment to supporting small business owners across the US and Canada for over nine years and counting.

It is important to note that although each company offers small business financing, they differ in terms of the other services they provide. Therefore, depending on your specific requirements, you can choose the organization that best suits your needs.

David Allen Capital provides loans packages along with other business and/or consumer services such as: Payment Processing, Employee Pay Advances, and various Healthcare & Discounted Prescription Plans.

ROK Financial focuses specifically on small business financing and will cater to most industries. See the list of industry-specific loans below.

Advance Funding Network also focuses on small business financing and will cater to most industries. AFN also allows owners to consolidate two or more business loans, and each of these organizations will accept applications throughout the United States and Canada. See the list of industry-specific loans below.

As mentioned earlier, the application for business financing is a user-friendly online form that can be swiftly completed within a matter of minutes. Furthermore, this streamlined process effectively assesses your company's revenue generation over the most recent 3–6-month time period, in order to accurately determine the amount your company may qualify for.

This approach ensures a seamless experience while securing the necessary funds your company needs, when you need it most! So, if you need to apply for a business loan, simply click on one of the "click here to apply" buttons below (it is important to note that submitting a loan application on multiple sites will likely result in disqualification by each company).

As previously mentioned, positive cash flow is essential for the success of your business, and there may come a time when you need to seek external funding resources for business financing.

While the application process for this alternative business funding source is streamlined and can often be completed online, it is important to note that there are specific requirements your company must meet to secure funding for your business.

Here are some common mistakes that many business owners make during the application process for business loans. The following are a few requirements an owner should have in place before submitting an application:

  • Establishing a separate business bank account: It is crucial to have a dedicated business bank account to avoid mixing personal and business income and expenses.

  • Making consistent and regular bank deposits which showcases your company's financial stability and responsibility.

  • Maintaining a healthy average bank account balance over the previous 90-180 days which demonstrates an ability to pay the company's current expenses or future liabilities.

  • Minimize the number of NSF (non-sufficient funds) or negative balance days reported on bank statements: A high number of NSF or negative balance days will raise concerns about your financial reliability and the company's ability to repay its current liabilities or future obligations.

Our funding partners are committed to securing the most cost-effective funding options available through their extensive network of partner agencies. However, since most financing options do not require collateral, it is crucial for your company to demonstrate its ability to repay the loan as per the contract agreement.

This emphasizes the importance of maintaining accurate and up-to-date company books, especially if you have plans to expand your business in the present or near future.

We provide this information to assist you in preparing for the application process should you decide to apply for business financing through one of our funding partners, now or in the near future.

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